uob private banking
uob private banking
Blog Article
UOB Financial institution offers many different personalized banking products and services created to meet up with the money needs of individuals. Beneath is an extensive overview to help you realize The crucial element areas and choices.
Forms of Accounts
Personal savings Account: This account helps you to save money when earning desire.
Functions: Easy access, fascination earnings, minimal costs.
Advantages: Risk-free spot for your funds, likely advancement by means of interest.
Present-day Account: Ideal for everyday transactions and taking care of expenses.
Functions: Checkbook facility, overdraft defense.
Gains: Handy for regular payments and withdrawals.
Set Deposit Account: For anyone aiming to get paid higher interest prices above a fixed period.
Functions: Set phrase deposits, larger curiosity charges when compared with discounts accounts.
Gains: Safe financial commitment choice with predictable returns.
Financial loans
Own Financial loans: Unsecured financial loans which can be utilized for many uses like education and learning or household renovation.
Sorts:
Installment Loans
Credit history Strains
Benefits: Adaptable repayment terms, aggressive curiosity charges.
House Financial loans: Customized remedies for acquiring assets or refinancing current home loans.
Varieties:
Preset Fee House Financial loan
Floating Charge Dwelling Mortgage
Gains: Diverse plans to match individual demands, attractive costs.
Bank cards
UOB gives a range of bank cards catering to unique existence and investing behavior:
Benefits Playing cards: Get paid points on each and every invest in that may be redeemed for items or travel miles.
Cashback Playing cards: Get money rebates on every day paying out such as groceries and eating out.
Vacation Playing cards: Special Advantages like air miles accumulation and travel insurance policy coverage.
Financial commitment Products and services
For people serious about growing their prosperity click here through investments:
Device Trusts * Diversified portfolio managed by professionals. * Suited to long-expression development aims.
Structured Deposits * Brings together the functions of traditional deposits with investment items. * Likely larger returns but with some danger associated.
Coverage Products and solutions
To guard yourself and Your loved ones from unforeseen situations:
Lifetime Insurance policies * Offers economical safety in the event of Loss of life or significant disease. * Can also serve as a savings Resource according to the plan selected.
Wellbeing Insurance policy * Addresses medical bills together with hospitalization fees. * Important for mitigating superior Health care expenses.
Digital Banking Expert services
Convenience at your fingertips by means of digital platforms:
Online Banking
Allows you to control your finances on the web:
Perspective account balances and transaction history
Transfer funds in between accounts or pay out charges
Make an application for new merchandise (financial loans/charge cards)
Mobile Banking
Banking on-the-go by way of mobile applications:
Quick equilibrium checks
Cell payment solutions (QR code payments)
Notifications & alerts about account exercise
Using these thorough offerings, UOB aims to provide personalized banking solutions that cater specifically to individual requirements though making sure advantage and safety in all transactions.